Blog
A Contract of Indemnity: The Real Meaning of Insurance
Insurance means different things to different people. Wikipedia (via multiple sources) once defined insurance as: The equitable transfer of the risk of a loss, from one entity to another in exchange for money. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. An insurer, or insurance carrier, is selling the insurance; the insured, or policyholder, is the person or…
Mysterious Disappearance or a Theft Insurance Loss?
One of the common covered perils under a property policy, such as homeowners insurance, is theft. A theft is evidenced by forcible signs of entry or exit from the location in which the loss occurred. This evidence can include things…
The Application of the Application for Insurance Coverage
The application for insurance is a transfer of information from a prospective insured to an insurance carrier. The representations made by the person seeking insurance are considered by the insurer in determining whether or not an offer of coverage will…
Workers Compensation Costs Can Be Managed!
Workers Compensation Costs Can Be Managed by Following These Simple Rules Every employer can take these 8 simple steps to help control their costs related to workers’ compensation insurance. 1. Hire the best person for the job Take time to…
Rolfs Insurance Services Included In IIABA’s Best Practices Study
Pembroke Pines, FL, September 6th, 2019 – Rolfs Insurance Services has been selected for the 4th year to be part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers…