Hurricane Irma: Lessons from an Unpredictable Storm

Hurricane Irma: Lessons from an Unpredictable Storm

Hurricane Irma has passed and in its aftermath there are many lessons that can be learned. Multiple claims were submitted for both residences and businesses as the result of a storm that actually missed us. The unpredictable nature of hurricanes reiterates the importance of preparedness even if we get lucky. The vast majority of claims…

Time to Do Your Own Home Inspection: Roof, Plumbing, A/C & Electrical

Time to Do Your Own Home Inspection: Roof, Plumbing, A/C & Electrical

As we prepare to fall back on the clock and gain that all important hour, use this time to perform your own home inspection. Keep your house in good condition and avoid the trauma of an unexpected loss. This reminder to maintain your home may not only save lives but may prevent or limit potential…

Prevent Water Damage | Keep the Water Out of Your House

The upcoming dry winter months represent an ideal opportunity to ensure steps are taken to prevent water damage to your property. As discussed in prior newsletters, the single largest cause of loss in a home is water damage. One of those sources of water damage comes from water penetrating through walls and windows, particularly by…

Eyeing Homeowners Insurance Claims with Bad Intent

As master of your own destiny, it is important not to be naïve. People of nefarious intent are everywhere looking to make a buck at the expense of others. Folks of this ilk are scattered throughout our society and inevitably concentrations of those with this mindset can be found everywhere, particularly in large metropolitan areas…

It’s Almost Hurricane Season… Do You Know Where Your Hurricane Plan is?

It’s Almost Hurricane Season… Do You Know Where Your Hurricane Plan is?

A plan is a combination of preparedness and strategy. A hurricane is a windstorm with a name that can cause devastation over a wide area of land. The question is what to do should a hurricane approach. Preparing your home or building for a storm includes not only the physical structure itself but also the…

Burglary, Robbery, Theft and Insurance Coverage

According to the Florida Association of Insurance Agents, the definition of burglary, robbery and theft are as follows: Burglary – Felonious abstraction from premises, breaking and entering, visible marks on exterior at place of entry Robbery – Forcible taking from person by violence or fear of violence including unconsciousness or death Theft – Includes any…

Rolfs Insurance Services Achieves Best Practices Designation

Rolfs Insurance Services Achieves Best Practices Designation

Cooper City, FL, August 31, 2016 – Rolfs Insurance Services has been selected to be part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group. Only 254 independent agencies throughout the U.S. qualified…

Have You Checked Out Your Package Lately?

In general, the concept of insurance is to minimize and manage the risk of financial loss due to unforeseen, sudden, and fortuitous occurrences. We face the peril of economic loss daily and no one policy covers everything, and integration of coverages can be woven to provide a comprehensive package of policies tailored for an individual’s…

Claims Handling

Claims handling is the essence of insurance. The purpose for paying a premium is to purchase insurance which is a contract of indemnification designed to make an insured whole after a financial loss is sustained. Restoring an individual or business back to its same condition prior to a financial loss is at the heart of…

South Florida is Drowning in Water Loss Claims…Hold on to Your Wallet

The following article by Robert Hurtibise, Contact Reporter, appeared in the 5/22/16 money section of the Fort Lauderdale Sun-Sentinel. It encapsulates the issues surrounding the homeowners insurance market in our state with particular attention paid to the South Florida region. South Florida property insurance agents say they’re preparing for rate increases as state regulators approve…