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Reservation of Rights | What’s on the Reservation?
How does an insurer communicate to an insured that there may be a coverage issue with regard to a recently submitted claim? A “Reservation of Rights” is a document which spells out specific policy language in comparison with the initial facts submitted by a field adjuster and analyzed by a claims examiner, which may give…
Homeowners Insurance Not Enough? | Special Property
Standard homeowners insurance is not always adequate to cover all of your possessions. The homeowners policy has specific limitations with regard to certain classes of property. It is important to understand these limitations in terms of making sure that your belongings are properly protected. Special classes of property include but are not limited to cash,…
Certificate of Authenticity…
A certificate of insurance is a document which evidences proof of insurance to its holder. It conveys an indication of insurance coverage including special designations such as additional insured status to its holder, as well as endorsements which may or may not extend and/or limit coverage. It is a legal document used to consummate contracts…
