Twisters Strike South Florida
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Amazon sellers which exceed a certain amount of gross proceeds in sales are required by Amazon to obtain liability insurance (review the Business Solutions Agreement with Amazon for complete details). We have access to the appropriate markets which provide this coverage through companies with excellent financial strength as rated by AM Best, the industry standard…
The upcoming dry winter months represent an ideal opportunity to ensure steps are taken to prevent water damage to your property. As discussed in prior newsletters, the single largest cause of loss in a home is water damage. One of those sources of water damage comes from water penetrating through walls and windows, particularly by…
How to Create Your First Garden This Spring From genetically modified crops to the environmental and health effects of pesticides, more and more Florida residents are questioning whether they should grow what they eat. Wherever you stand on the issues surrounding today’s food supply, however, there are several good reasons to start your own garden:…
Insurance means different things to different people. Wikipedia (via multiple sources) once defined insurance as: The equitable transfer of the risk of a loss, from one entity to another in exchange for money. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. An insurer,…
Property insurance is concerned with construction costs in terms of rebuilding a structure if it is completely destroyed and must be replaced. Obviously, complete destruction is less probable than damage that can be repaired, but the concept of insuring to value, which is a cornerstone of property insurance, is based on this premise. Property coverage…
“The storm is not coming to my house.” “It’s not going to hit my neighborhood.” “The weather report is flawed and the storm will not impact me.” Many people use denial as a defense mechanism for circumstances which are beyond their control. While this may be a relatively common reaction by many, it is not…