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South Florida Property & Casualty Insurance: Signs of Relief in 2025 and 2026
Property and casualty insurance in Miami‑Dade, Broward, and Palm Beach counties is still expensive, but the direction of the market has started to shift in late 2025 and into 2026. Rather than the steep, repeated increases many residents experienced from 2020 through 2023, state data now shows more filings with flat rates or modest decreases,…
Florida Insurance Guaranty Surcharge Ends Two Years Early
Florida’s “Florida Insurance Guaranty Association (FIGA) emergency assessment,” often shown on policies as a FIGA surcharge, is now scheduled to end two years earlier than originally planned. What the surcharge was and when it started After several insurers became insolvent,…
Welcome New Team Members to Rolfs Insurance Services
Rolfs Insurance Services is pleased to share an update on the continued growth of our team and capabilities in serving clients throughout Florida. Over the past year, we have welcomed several talented professionals whose experience, commitment, and personal approach strengthen the relationship…
Understanding Commercial Property Insurance
What is Commercial Property Insurance? Commercial property insurance is designed to protect your business’s physical assets, including buildings, equipment, inventory, and furniture, from damage or loss due to covered events. These events typically include fire, theft, vandalism, and natural disasters…
Protecting Your Business with BOE Insurance: A Lifeline for Small Business Owners
As an independent insurance agent, I often see business owners focus on essential coverage like Buy/Sell agreements, Key Man insurance, and Owner Disability Income coverage. However, there’s another critical aspect that sometimes gets overlooked: protecting the business itself from the…