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Life Insurance: Cash Value Versus Term
There are two preeminent types of life insurance. The first is known as whole life, or sometimes referred to as universal life, which develops a cash value over time and can be surrendered in return for the cash accumulation at a later date. The other is known as term life where the premiums paid simply…
Insurance Decisions, Decisions, Decisions…
Insurance decisions, both good and bad, we’ve all made them. Some decisive thinkers analyze situations ad nauseam to the point of indecision. Others live with a damn the torpedoes mentality. Of course, balanced decision making is somewhere in between the…
Be Aware of the Bird-Dog | Insurance & the Public Adjuster
“My best friend is a public adjuster,” said the roofer to the homeowner in the wake of wicked winds which whipped South Florida. This scene is the opening act of a scam which has played out over and over again,…
Hurricane Irma: Lessons from an Unpredictable Storm
Hurricane Irma has passed and in its aftermath there are many lessons that can be learned. Multiple claims were submitted for both residences and businesses as the result of a storm that actually missed us. The unpredictable nature of hurricanes…
Time to Do Your Own Home Inspection: Roof, Plumbing, A/C & Electrical
As we prepare to fall back on the clock and gain that all important hour, use this time to perform your own home inspection. Keep your house in good condition and avoid the trauma of an unexpected loss. This reminder…