Equine Insurance with Rolfs Insurance Services

Protecting What Matters—In and Out of the Saddle

At Rolfs Insurance Services, horses aren’t just part of our business—they’re part of our lives. With a deep-rooted understanding of the equestrian world, we provide customized insurance solutions for horse owners, trainers, breeders, and farm operators across Florida.

Whether you own one horse or manage a full-scale equestrian operation, we’re here to help you safeguard your investment, your livelihood, and your peace of mind.

What We Offer:

Equine Mortality Insurance

Think of it as life insurance for your horse. This coverage provides financial reimbursement if your horse passes away due to illness, injury, or accident.

Major Medical & Surgical Coverage (Add-on to Mortality)

Helps cover veterinary expenses for your horse due to illness, injury, or surgery.

Common uses:

  • Diagnostic imaging (X-rays & ultrasounds)
  • Colic surgery
  • Lameness treatments
  • Emergency care

Equine Personal Liability

If your horse injures someone or damages property, whether at home or at a show, you could be held legally responsible.
This coverage protects you against lawsuits and associated costs.

Equine Professional Liability

Are you a trainer, instructor, or professional rider? This coverage helps protect your business from claims arising out of your equine services even if you’re not at fault.

Farm & Ranch Liability Insurance

Your property may need more than homeowners coverage. Farm and ranch policies can protect you if:

  • You board horses
  • Host events or lessons
  • Have outbuildings, arenas, or employees
  • Operate as a business

Coverage options include property, general liability, livestock, equipment, and business income protection.

Why Work with Us?

  • Equestrians Helping Equestrians: Our equine agent Rachel has been riding since age five and still works at horse shows across South Florida. We understand your world, because we live in it.
  • Tailored Coverage: We’ll guide you through options and help you select only what you need. No pressure, just protection.
  • Responsive Service: Should you have questions, a claim, or require policy changes we’re here to support you every stride of the way.

Let’s Talk Horses & Coverage

Ready to protect your horse, farm, or equine business?
Contact us today for a custom quote or to discuss your equine insurance needs.

📍Serving all of Florida | 📨 rachel@rolfsinsurance.com | 📞 (954) 251-3312