Understanding Commercial Property Insurance
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Understanding Commercial Property Insurance

ByRick Rolfs

What is Commercial Property Insurance? Commercial property insurance is designed to protect your business’s physical assets, including buildings, equipment, inventory, and furniture, from damage or loss due to covered events. These events typically include fire, theft, vandalism, and natural disasters like hurricanes and floods. Why is Commercial Property Insurance Important? Florida’s unique climate and geography…

BOE Business Owners Expense
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Protecting Your Business with BOE Insurance: A Lifeline for Small Business Owners

ByRick Rolfs

As an independent insurance agent, I often see business owners focus on essential coverage like Buy/Sell agreements, Key Man insurance, and Owner Disability Income coverage. However, there’s another critical aspect that sometimes gets overlooked: protecting the business itself from the impact of an owner’s disability. This is where Business Overhead Expense (BOE) insurance comes into…