Rolfs Insurance Services

Auto Insurance news | Commercial Insurance | Commercial Insurance posts | Home Insurance | Newsletter articles | Property Insurance

South Florida Property & Casualty Insurance: Signs of Relief in 2025 and 2026
ByRick Rolfs March 1, 2026March 1, 2026

Property and casualty insurance in Miami‑Dade, Broward, and Palm Beach counties is still expensive, but the direction of the market has started to shift in late 2025 and into 2026. Rather than the steep, repeated increases many residents experienced from 2020 through 2023, state data now shows more filings with flat rates or modest decreases,…

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Home Insurance | Newsletter articles

Florida Insurance Guaranty Surcharge Ends Two Years Early
ByRick Rolfs March 1, 2026March 1, 2026

Florida’s “Florida Insurance Guaranty Association (FIGA) emergency assessment,” often shown on policies as a FIGA surcharge, is now scheduled to end two years earlier than originally planned. What the surcharge was and when it started After several insurers became insolvent, FIGA’s board approved a 1% emergency assessment (the “2023A” assessment) on March 31st, 2023 to…

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Newsletter articles | Office News | Team

Welcome New Team Members to Rolfs Insurance Services
ByRick Rolfs March 1, 2026March 1, 2026

Rolfs Insurance Services is pleased to share an update on the continued growth of our team and capabilities in serving clients throughout Florida. Over the past year, we have welcomed several talented professionals whose experience, commitment, and personal approach strengthen the relationship driven service our agency is known for. More than a year ago, Jared joined our…

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Best Practices | Office News

Rolfs Insurance Services Named a 2025 Best Practices Agency
ByRick Rolfs August 26, 2025August 26, 2025

Rolfs Insurance Services has earned the 2025 Best Practices Agency status, joining an elite group of independent insurance agencies from across the United States. The Best Practices Agency designation is awarded to participants in the Best Practices Study, which analyzes and documents the business practices of the highest-performing insurance agencies in the industry. This year,…

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Business Owner | Commercial Insurance | Commercial Insurance posts | Flood Insurance | Newsletter articles | Property Insurance | Property insurance

Understanding Commercial Property Insurance
ByRick Rolfs October 24, 2024October 24, 2024

What is Commercial Property Insurance? Commercial property insurance is designed to protect your business’s physical assets, including buildings, equipment, inventory, and furniture, from damage or loss due to covered events. These events typically include fire, theft, vandalism, and natural disasters like hurricanes and floods. Why is Commercial Property Insurance Important? Florida’s unique climate and geography…

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Business Owner | Commercial Insurance | Commercial Insurance posts | Newsletter articles

Protecting Your Business with BOE Insurance: A Lifeline for Small Business Owners
ByRick Rolfs September 1, 2024September 1, 2024

As an independent insurance agent, I often see business owners focus on essential coverage like Buy/Sell agreements, Key Man insurance, and Owner Disability Income coverage. However, there’s another critical aspect that sometimes gets overlooked: protecting the business itself from the impact of an owner’s disability. This is where Business Overhead Expense (BOE) insurance comes into…

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Best Practices | Newsletter articles | Office News

Rolfs Insurance Services Named a 2024 Best Practices Agency
ByRick Rolfs August 2, 2024August 2, 2024

Pembroke Pines, Florida, July 26th, 2024 – Rolfs Insurance Services retained its Best Practices status for 2024, joining an elite group of independent insurance agencies from across the United States. The Best Practices agency designation is awarded to participants in the Best Practices Study, which analyzes and documents the business practices of the highest-performing insurance…

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Best Practices | Newsletter articles | Office News

Rolfs Insurance Services Included In IIABA’s 2023 Best Practices Study
ByRick Rolfs September 28, 2023September 28, 2023

Pembroke Pines, FL, September 28, 2023 – Rolfs Insurance Services retains its Best Practices status, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) Best Practices Study group….

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Newsletter articles

Selling on Amazon.com? We can help!
ByRick Rolfs September 29, 2021September 30, 2021

Amazon sellers which exceed a certain amount of gross proceeds in sales are required by Amazon to obtain liability insurance (review the Business Solutions Agreement with Amazon for complete details). We have access to the appropriate markets which provide this coverage through companies with excellent financial strength as rated by AM Best, the industry standard…

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Appliance Maintenance | Home Insurance | Newsletter articles | Property Maintenance | Water Damage

Should You Be Worried About Your Appliance Hoses?
ByRick Rolfs August 1, 2021August 1, 2021

There’s a ticking time bomb in your South Florida house right now, waiting to strike when you least expect it. In fact, there might even be more than one. And each can cause thousands and thousands of dollars in damage. We here at Rolfs Insurance Services are talking about faulty appliance hoses, of course. Consider…

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Newsletter articles

Certificate of Authenticity…
ByRick Rolfs February 28, 2021March 8, 2021

A certificate of insurance is a document which evidences proof of insurance to its holder. It conveys an indication of insurance coverage including special designations such as additional insured status to its holder, as well as endorsements which may or may not extend and/or limit coverage. It is a legal document used to consummate contracts…

Read More Certificate of Authenticity…

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Rolfs Insurance Services

South Florida Property & Casualty Insurance: Signs of Relief in 2025 and 2026

Florida Insurance Guaranty Surcharge Ends Two Years Early

Welcome New Team Members to Rolfs Insurance Services

Rolfs Insurance Services Named a 2025 Best Practices Agency

Understanding Commercial Property Insurance

Protecting Your Business with BOE Insurance: A Lifeline for Small Business Owners

Rolfs Insurance Services Named a 2024 Best Practices Agency

Rolfs Insurance Services Included In IIABA’s 2023 Best Practices Study

Selling on Amazon.com? We can help!

Should You Be Worried About Your Appliance Hoses?

Certificate of Authenticity…

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