As an independent insurance agent, I often see business owners focus on essential coverage like Buy/Sell agreements, Key Man insurance, and Owner Disability Income coverage. However, there’s another critical aspect that sometimes gets overlooked: protecting the business itself from the impact of an owner’s disability. This is where Business Overhead Expense (BOE) insurance comes into…
Pembroke Pines, Florida, July 26th, 2024 – Rolfs Insurance Services retained its Best Practices status for 2024, joining an elite group of independent insurance agencies from across the United States. The Best Practices agency designation is awarded to participants in the Best Practices Study, which analyzes and documents the business practices of the highest-performing insurance…
Pembroke Pines, FL, September 28, 2023 – Rolfs Insurance Services retains its Best Practices status, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) Best Practices Study group….
The commercial insurance market is constantly evolving, and businesses need to stay up-to-date on the latest trends in order to protect themselves from financial loss. Here are some of the most important commercial insurance trends to watch in 2023
How to Create Your First Garden This Spring From genetically modified crops to the environmental and health effects of pesticides, more and more Florida residents are questioning whether they should grow what they eat. Wherever you stand on the issues surrounding today’s food supply, however, there are several good reasons to start your own garden:…
There’s a ticking time bomb in your South Florida house right now, waiting to strike when you least expect it. In fact, there might even be more than one. And each can cause thousands and thousands of dollars in damage. We here at Rolfs Insurance Services are talking about faulty appliance hoses, of course. Consider…
Hurricane preparation is frequently on the minds of Floridians as hurricanes are often racing towards our shoreline. When under a hurricane warning or hurricane/tropical storm watch, the forecast track may put us all in peril as the looming storms threaten property damage, mass power outages and communications breakdowns. Hurricane preparation prior to a storm arriving. Clear the immediate area of…
Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you…
A certificate of insurance is a document which evidences proof of insurance to its holder. It conveys an indication of insurance coverage including special designations such as additional insured status to its holder, as well as endorsements which may or may not extend and/or limit coverage. It is a legal document used to consummate contracts…
A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason why you treasure a piece of fine jewelry is a reason why it should be insured. However, calling it “jewelry insurance” may be a stretch. You don’t need a separate policy to insure…
