Twisters Strike South Florida
|
Similar Posts
Life Insurance: Cash Value Versus Term
There are two preeminent types of life insurance. The first is known as whole life, or sometimes referred to as universal life, which develops a cash value over time and can be surrendered in return for the cash accumulation at a later date. The other is known as term life where the premiums paid simply…
Can’t Touch This… Insurance | Rolfs Insurance Services Boca Raton
Other than the physical manifestations of ink and paper, an insurance policy provides something that cannot be touched. At its core, it is an intangible object. It provides the peace of mind in knowing that if a sudden and fortuitous event occurs that causes financial loss, the insured will be made whole. Insurance is simply a promise…
The Insurance Claims Process in Action
The essence of insurance is claims handling. Demystifying the claims process is an essential role of an insurance agent. When a client reports a loss to either their agent or directly to an insurer, the process begins to make an insured whole after a loss has occurred. An understanding of the systemic procedures that lead…
Jewelry Insurance Coverage Explained
A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason why you treasure a piece of fine jewelry is a reason why it should be insured. However, calling it “jewelry insurance” may be a stretch. You don’t need a separate policy to insure…
Protecting Your Business with BOE Insurance: A Lifeline for Small Business Owners
As an independent insurance agent, I often see business owners focus on essential coverage like Buy/Sell agreements, Key Man insurance, and Owner Disability Income coverage. However, there’s another critical aspect that sometimes gets overlooked: protecting the business itself from the impact of an owner’s disability. This is where Business Overhead Expense (BOE) insurance comes into…
Cyber Liability | Is Your Business Covered?
Cyber liability is the fastest growing line of insurance being written today for businesses. Over the last several years, there have been many high profile news stories, from Target department stores being breached to Home Depot and health insurers, where personal data including personally identifiable information and credit card data being stolen by cyber thieves…