Understanding Commercial Property Insurance
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Understanding Commercial Property Insurance

ByRick Rolfs

What is Commercial Property Insurance? Commercial property insurance is designed to protect your business’s physical assets, including buildings, equipment, inventory, and furniture, from damage or loss due to covered events. These events typically include fire, theft, vandalism, and natural disasters like hurricanes and floods. Why is Commercial Property Insurance Important? Florida’s unique climate and geography…

BOE Business Owners Expense
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Protecting Your Business with BOE Insurance: A Lifeline for Small Business Owners

ByRick Rolfs

As an independent insurance agent, I often see business owners focus on essential coverage like Buy/Sell agreements, Key Man insurance, and Owner Disability Income coverage. However, there’s another critical aspect that sometimes gets overlooked: protecting the business itself from the impact of an owner’s disability. This is where Business Overhead Expense (BOE) insurance comes into…

Big I 2024 Best Practice Agency
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Rolfs Insurance Services Named a 2024 Best Practices Agency

ByRick Rolfs

Pembroke Pines, Florida, July 26th, 2024 – Rolfs Insurance Services retained its Best Practices status for 2024, joining an elite group of independent insurance agencies from across the United States. The Best Practices agency designation is awarded to participants in the Best Practices Study, which analyzes and documents the business practices of the highest-performing insurance…

Big I 2023 Best Practice Agency
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Rolfs Insurance Services Included In IIABA’s 2023 Best Practices Study

ByRick Rolfs

Pembroke Pines, FL, September 28, 2023 – Rolfs Insurance Services retains its Best Practices status, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) Best Practices Study group….

Home Owner Insurance
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Why home and auto insurance rates are continuing to rise in 2023

ByRick Rolfs

Thanks to an unusual convergence of market trends, ushered in by the pandemic and followed by other disruptive events, you may see a bigger change to the cost of your home and auto insurance than usual when it comes time to renew your policies this year. Insurance rates are based on what an insurer thinks…

Ryan Rolfs

Ryan Rolfs

ByRick Rolfs

After graduating from Miramar High School, I attended Florida State University (FSU) to study Risk Management/Insurance and Entrepreneurship. FSU led to an opportunity with one of the nation’s largest insurance brokerages, Arthur J. Gallagher. I completed their management training program and spent time at their London headquarters brokering accounts at Lloyd’s of London.

Ryan Rolfs
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Ryan Rolfs

ByRick Rolfs

After graduating from Miramar High School, I attended Florida State University (FSU) to study Risk Management/Insurance and Entrepreneurship. FSU led to an opportunity with one of the nation’s largest insurance brokerages, Arthur J. Gallagher. I completed their management training program and spent time at their London headquarters brokering accounts at Lloyd’s of London.

Commercial Insurance
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Commercial Insurance: Essential for Businesses of All Sizes

ByRick Rolfs

Commercial insurance is an essential tool for businesses of all sizes. It provides protection against a variety of risks and helps companies recover from financial losses in case of accidents, natural disasters, lawsuits, and other unexpected events. Whether you own a small business or manage a large corporation, having the right insurance coverage is critical…

Big I 2022 Best Practice Agency
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Rolfs Insurance Services Included In the Big “I” and Reagan Consulting 2022 Best Practices Study

ByRick Rolfs

Pembroke Pines, FL, November 6th, 2022 – Rolfs Insurance Services is part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group. Each year since 1993, the Big “I” and Reagan Consulting, an Atlanta-based…

Tips to save money on homeowners insurance
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Tips to Save Money on Homeowners Insurance

ByRick Rolfs

Here are some basic questions and answers which you should consider when looking at the cost of homeowners insurance and your home or home improvements. How can comparing quotes help homeowners save money on expensive endorsements or additional coverage like flood insurance? Comparative shopping is always prudent. Certain carriers have appetite for risks that other…