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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can handle to make your home safer – whether you’re handy or not. And you won’t have to break…

Selling on Amazon.com? We can help!

Selling on Amazon.com? We can help!

Amazon sellers which exceed a certain amount of gross proceeds in sales are required by Amazon to obtain liability insurance (review the Business Solutions Agreement with Amazon for complete details). We have access to the appropriate markets which provide this coverage through companies with excellent financial strength as rated by AM Best, the industry standard…

Should You Be Worried About Your Appliance Hoses?
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Should You Be Worried About Your Appliance Hoses?

There’s a ticking time bomb in your South Florida house right now, waiting to strike when you least expect it. In fact, there might even be more than one. And each can cause thousands and thousands of dollars in damage. We here at Rolfs Insurance Services are talking about faulty appliance hoses, of course. Consider…

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Hurricane Preparation & Resolution | A Plan for Before & After the Storm

Hurricane preparation is frequently on the minds of Floridians as hurricanes are often racing towards our shoreline. When under a hurricane warning or hurricane/tropical storm watch, the forecast track may put us all in peril as the looming storms threaten property damage, mass power outages and communications breakdowns. Hurricane preparation prior to a storm arriving. Clear the immediate area of…

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Heavy Rain? Be on the Lookout for Heavy Water Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you…

2021 COVID-19 Update from Rolfs Insurance Services

2021 COVID-19 Update from Rolfs Insurance Services

2021 COVID-19 Update from Rick Rolfs, President of Rolfs Insurance Services We begin the new year hopeful that business operations will normalize not just for our agency but for everyone else as well. Unfortunately, while some of our staff continue operations at our Pembroke Pines office, we are still not accepting office visits for the…

Jewelry Insurance Coverage Explained
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Jewelry Insurance Coverage Explained

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason why you treasure a piece of fine jewelry is a reason why it should be insured. However, calling it “jewelry insurance” may be a stretch. You don’t need a separate policy to insure…

Rolfs Insurance Services Included In IIABA’s 2020 Best Practices Study

Rolfs Insurance Services Included In IIABA’s 2020 Best Practices Study

Pembroke Pines, FL, September 5th, 2020 – Rolfs Insurance Services retains its Best Practices status, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) Best Practices Study group. The…

Boat and RV Insurance New Product Offerings in Florida

Boat and RV Insurance New Product Offerings in Florida

Boat and RV insurance just got better. There are exciting new product offerings for Florida boat and RV owners. RV: Expanded protection because roaming homes need steady coverage* Progressive’s Pest Damage Protection℠ — Provides coverage for damage to motor homes and non-stationary travel trailers caused by rats, mice, insects, birds, other non-domesticated animals, or other…

Hurricane Season: Planning and Preparation for Severe Storms

The 2020 Atlantic hurricane season has begun (June 1st to November 30th, 2020). Now is the time to create or update a disaster plan in preparation for severe storms and hurricanes. The following links include various resources from government agencies, our advice for protecting life and property, and additional insurance related advice for the hurricane…

A Contract of Indemnity: The Real Meaning of Insurance

A Contract of Indemnity: The Real Meaning of Insurance

Insurance means different things to different people. Wikipedia (via multiple sources) once defined insurance as:   The equitable transfer of the risk of a loss, from one entity to another in exchange for money. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. An insurer,…

The Application of the Application for Insurance Coverage

The Application of the Application for Insurance Coverage

The application for insurance is a transfer of information from a prospective insured to an insurance carrier. The representations made by the person seeking insurance are considered by the insurer in determining whether or not an offer of coverage will be extended and if it is, what premium will be assessed. The information contained on…

Workers Compensation Costs Can Be Managed!

Workers Compensation Costs Can Be Managed!

Workers Compensation Costs Can Be Managed by Following These Simple Rules Every employer can take these 8 simple steps to help control their costs related to workers’ compensation insurance. 1. Hire the best person for the job Take time to find the right employee for your workplace. Use tools like employment applications, reference checks, drug…

Rolfs Insurance Services Included In IIABA’s Best Practices Study

Rolfs Insurance Services Included In IIABA’s Best Practices Study

Pembroke Pines, FL, September 6th, 2019 – Rolfs Insurance Services has been selected for the 4th year to be part of an elite group of independent insurance agencies around the United States participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) “Best Practices” Study Group. Only 267 independent agencies…