Liability, Property and Health Insurance Products and Services Offerings

Rolfs Insurance Services is a general lines insurance agency. This means that we offer many different forms of coverage. Essentially, these types of insurance are broken down into personal lines and commercial lines. We pair these products with personalized professional services. Our goal is to take care of and care for the people that we serve. On a personal level, people tend to own homes, cars, pleasure craft such as motorcycles, RVs and boats, as well as valuable items like jewelry, art, musical instruments and other collectibles. This type of property can be quite valuable as well as having the potential for financial liability associated with its ownership. We offer insurance products to protect this kind of property and the potential for financial loss associated with them.

Coverage offered includes, but is not limited to:

• Homeowners insurance
• Auto insurance
• Personal  umbrella liability coverage
• Jewelry and other collectible floaters
• Boat/yacht insurance
• Motorcycle insurance
• Life insurance
• Health insurance
• Disability income insurance
• Long term care coverage

The insurance needs of a business may be quite complex requiring many different forms of coverage to tailor an insurance package for proper financial protection.

A business may own property in the form of buildings and inventory in many different locations, as well as many different types of vehicles and tools. Additionally, businesses employ people for whom they are responsible in terms of any injuries or illnesses that they may sustain while on the job. A business is responsible for the services that they provide in addition to the products and completed operations for which they manufacture, distribute and perform. In order to protect our business clients, we offer:

• Property insurance
• Commercial general liability
• Professional liability
• Business auto coverage
• Workers compensation
• Business interruption coverage
• Group health

We are staffed by competent caring people who want to serve our clients. Our goal is to provide the strength of knowledge delivered with integrity for protection and peace of mind to all with whom we do business. We are a relationship driven agency that strives to understand and take care of our clients’ needs.
Our services include:

• Risk analysis
• Guidance and advice
• Insurance market breakdown
• Certificates of insurance
• Policy changes and endorsements
• Claims reporting and processing
• Key man life insurance

Rolfs Insurance Services intends to help people manage the financial risks associated with the unforeseen circumstances that can lead to a loss. This is accomplished through the products and services that we offer. At the heart of our organization are the trusting relationships developed over time with our clients, underwriters and all others with whom we associate. We believe in helping people to achieve their goals in both their personal lives as well as in business.