Rolfs Insurance Services

954-251-3312

rolfs-logo-final-horizontal488x167
  • Home
  • About Us
  • Our Team
  • Services
    • Auto Insurance
    • Life and Health Insurance
    • Homeowners Insurance
    • Commercial Insurance
    • Group Insurance
  • Get Quote
  • Claims
  • Office
  • Blog
  • Make Payment
  • Contact Us

January 31, 2020 By Rick Rolfs

Mysterious Disappearance or a Theft Insurance Loss?

One of the common covered perils under a property policy, such as homeowners insurance, is theft. A theft is evidenced by forcible signs of entry or exit from the location in which the loss occurred. This evidence can include things such as a broken window, a pried open door, or scratches or marks on a window or door frame where a thief attempted either entry or exit from a location. If these physical signs are not present then a loss may be categorized as mysterious disappearance.

Where a property policy typically provides coverage for theft it does not insure against mysterious disappearance.

Personal inland marine as well as commercial inland marine type policies which specifically schedule or provide blanket coverage to objects generally do grant coverage for mysterious disappearance. Property which is scheduled on a personal inland marine floater generally include jewelry, fine arts, silverware, furs and other items which usually increase in value over time. The mechanism by which an insured or insurer agree to the value of these objects is an appraisal which typically must be updated every two to three years. Commercial inland marine policies which are designed for items that are in motion such as contractor’s equipment, tools and other mobile machinery are scheduled and a value assigned so that a loss may be properly covered.

These are the types of nuances in coverage that we at Rolfs Insurance Services strive to explain and educate our clients to be sensitive to.

Open communications and conversations where we get to know our clients’ needs are key to developing a proper plan of insurance in order to provide correct coverage. Please do not hesitate to give us a call or send an email with respect to this or any other issue where you may have a question. If you have any family, friends or other acquaintances that may need assistance with any insurance question we would be happy to provide assistance.

Filed Under: Newsletter articles

About Rick Rolfs

I am the eldest of 3 sons. As a native South Floridian, having grown up in North Miami Beach and attended Chaminade high school in Hollywood, I am a product of the community as a whole. Being a licensed insurance agent for more than 25 years has allowed me to participate and be a part of our region’s growth and development. Rolfs Insurance Services began functioning as a standalone independent insurance agency In January 2014. Since then, we have grown not only in client base but also in markets and staff. Twenty five years of experience has formed an ideology where a client’s best interest is at the heart. Nurtured with a culture of caring, we believe that our service helps people to be successful in day to day life, as well as in achieving bigger long term goals by providing the strength of knowledge with integrity for protection to provide peace of mind. By giving back in this way, our mission is to help others at their time of need.

Call Rolfs Insurance Services to get an informed choice that provides peace of mind,
and the knowledge that you have proper financial protection in place — 954-251-3312

Contact Info

rolfs-logo-final-horizontal488x167
10011 Pines Blvd
Suite #201
Pembroke Pines, Florida 33024
954-251-3312 office
954-241-6772 fax

Member

Trusted Choice logo Florida Association of Insurance Agents

Latest Articles

Flood Zones Map

No Non Flood Zones in Florida – Understanding the Risk

Social Media Connections

Yelp

Weather Forecast & Tracking

National Weather Service
National Hurricane Center
Weather Underground

Additional Contacts

Water Restoration Services & Insurance Carrier Service Centers

Newsletter sign up

Search

  • Home
  • About Us
  • Our Team
  • Services
  • Get Quote
  • Claims
  • Office
  • Blog
  • Make Payment
  • Contact Us

Copyright © 2023 Rolfs Insurance Services · All rights reserved · | Disclaimer | Privacy Policy · Website by LikeCatcher