Understanding Commercial Property Insurance
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Understanding Commercial Property Insurance

ByRick Rolfs

What is Commercial Property Insurance? Commercial property insurance is designed to protect your business’s physical assets, including buildings, equipment, inventory, and furniture, from damage or loss due to covered events. These events typically include fire, theft, vandalism, and natural disasters like hurricanes and floods. Why is Commercial Property Insurance Important? Florida’s unique climate and geography…

BOE Business Owners Expense
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Protecting Your Business with BOE Insurance: A Lifeline for Small Business Owners

ByRick Rolfs

As an independent insurance agent, I often see business owners focus on essential coverage like Buy/Sell agreements, Key Man insurance, and Owner Disability Income coverage. However, there’s another critical aspect that sometimes gets overlooked: protecting the business itself from the impact of an owner’s disability. This is where Business Overhead Expense (BOE) insurance comes into…

Big I 2024 Best Practice Agency
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Rolfs Insurance Services Named a 2024 Best Practices Agency

ByRick Rolfs

Pembroke Pines, Florida, July 26th, 2024 – Rolfs Insurance Services retained its Best Practices status for 2024, joining an elite group of independent insurance agencies from across the United States. The Best Practices agency designation is awarded to participants in the Best Practices Study, which analyzes and documents the business practices of the highest-performing insurance…

Big I 2023 Best Practice Agency
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Rolfs Insurance Services Included In IIABA’s 2023 Best Practices Study

ByRick Rolfs

Pembroke Pines, FL, September 28, 2023 – Rolfs Insurance Services retains its Best Practices status, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) Best Practices Study group….

Commercial Insurance
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Commercial Insurance: Essential for Businesses of All Sizes

ByRick Rolfs

Commercial insurance is an essential tool for businesses of all sizes. It provides protection against a variety of risks and helps companies recover from financial losses in case of accidents, natural disasters, lawsuits, and other unexpected events. Whether you own a small business or manage a large corporation, having the right insurance coverage is critical…

Tips to save money on homeowners insurance
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Tips to Save Money on Homeowners Insurance

ByRick Rolfs

Here are some basic questions and answers which you should consider when looking at the cost of homeowners insurance and your home or home improvements. How can comparing quotes help homeowners save money on expensive endorsements or additional coverage like flood insurance? Comparative shopping is always prudent. Certain carriers have appetite for risks that other…

Amazon requiring sellers obtain insurance

Selling on Amazon.com? We can help!

ByRick Rolfs

Amazon sellers which exceed a certain amount of gross proceeds in sales are required by Amazon to obtain liability insurance (review the Business Solutions Agreement with Amazon for complete details). We have access to the appropriate markets which provide this coverage through companies with excellent financial strength as rated by AM Best, the industry standard…

Should You Be Worried About Your Appliance Hoses?
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Should You Be Worried About Your Appliance Hoses?

ByRick Rolfs

There’s a ticking time bomb in your South Florida house right now, waiting to strike when you least expect it. In fact, there might even be more than one. And each can cause thousands and thousands of dollars in damage. We here at Rolfs Insurance Services are talking about faulty appliance hoses, of course. Consider…

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Hurricane Preparation & Resolution | A Plan for Before & After the Storm

ByRick Rolfs

Hurricane preparation is frequently on the minds of Floridians as hurricanes are often racing towards our shoreline. When under a hurricane warning or hurricane/tropical storm watch, the forecast track may put us all in peril as the looming storms threaten property damage, mass power outages and communications breakdowns. Hurricane preparation prior to a storm arriving. Clear the immediate area of…

Diamond ring jewelry insurance feature
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Jewelry Insurance Coverage Explained

ByRick Rolfs

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason why you treasure a piece of fine jewelry is a reason why it should be insured. However, calling it “jewelry insurance” may be a stretch. You don’t need a separate policy to insure…