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Cyber Liability

Cyber Liability | Is Your Business Covered?

Rick RolfsSep 3, 20182 min read

Cyber liability is the fastest growing line of insurance being written today for businesses. Over the last several years, there have been many high profile news stories, from Target department stores being breached to Home Depot and health insurers, where personal data including personally identifiable information and credit card data being stolen by cyber thieves…

Reservation of Rights

Reservation of Rights | What’s on the Reservation?

Rick RolfsSep 3, 20182 min read

How does an insurer communicate to an insured that there may be a coverage issue with regard to a recently submitted claim? A “Reservation of Rights” is a document which spells out specific policy language in comparison with the initial…

Stay or Go? - Hurricane Season & Evacuation

Should I Stay or Should I Go? | Hurricane Season & Evacuation

Rick RolfsJul 27, 20183 min read

Consider the following scenario. It is early September and you have just turned on the panic channel on TV to hear that a hurricane has just formed off the Cape Verde Islands and the directional arrow on the TV is…

Rolfs Insurance Services retains Best Practices designation

Rolfs Insurance Services Retains Best Practices Designation

Rick RolfsJul 27, 20182 min read

Cooper City, FL, July 27, 2018 – Rolfs Insurance Services retains its Best Practices designation, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the Independent Insurance…

Storm & Hurricane Psychology

Storm & Hurricane Psychology

Rick RolfsMay 4, 20183 min read

“The storm is not coming to my house.” “It’s not going to hit my neighborhood.” “The weather report is flawed and the storm will not impact me.” Many people use denial as a defense mechanism for circumstances which are beyond…