When springtime rolls around in Florida, almost everyone thinks of cleaning. That’s fine (we probably all need to do a little more of that, after all), but there’s something even more important to keep in mind: home maintenance. So, when it’s time to set your clocks ahead for daylight-saving time and change the batteries in…
How to Create Your First Garden This Spring From genetically modified crops to the environmental and health effects of pesticides, more and more Florida residents are questioning whether they should grow what they eat. Wherever you stand on the issues surrounding today’s food supply, however, there are several good reasons to start your own garden:…
Despite legislative reforms passed during the 2021 Legislative Session, Florida’s homeowners have continued to see dramatic property insurance rate increases. At the same time, the insurance industry is losing billions to unnecessary lawsuits from third-party contractors. In the first three quarters of 2021, financial results show that property insurance had $1.22 billion in underwriting losses.1…
Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can handle to make your home safer – whether you’re handy or not. And you won’t have to break…
Amazon sellers which exceed a certain amount of gross proceeds in sales are required by Amazon to obtain liability insurance (review the Business Solutions Agreement with Amazon for complete details). We have access to the appropriate markets which provide this coverage through companies with excellent financial strength as rated by AM Best, the industry standard…
There’s a ticking time bomb in your South Florida house right now, waiting to strike when you least expect it. In fact, there might even be more than one. And each can cause thousands and thousands of dollars in damage. We here at Rolfs Insurance Services are talking about faulty appliance hoses, of course. Consider…
Hurricane preparation is frequently on the minds of Floridians as hurricanes are often racing towards our shoreline. When under a hurricane warning or hurricane/tropical storm watch, the forecast track may put us all in peril as the looming storms threaten property damage, mass power outages and communications breakdowns. Hurricane preparation prior to a storm arriving. Clear the immediate area of…
Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many areas of the country, and they help keep things green, even if they keep you…
A certificate of insurance is a document which evidences proof of insurance to its holder. It conveys an indication of insurance coverage including special designations such as additional insured status to its holder, as well as endorsements which may or may not extend and/or limit coverage. It is a legal document used to consummate contracts…
2021 COVID-19 Update from Rick Rolfs, President of Rolfs Insurance Services We begin the new year hopeful that business operations will normalize not just for our agency but for everyone else as well. Unfortunately, while some of our staff continue operations at our Pembroke Pines office, we are still not accepting office visits for the…
A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason why you treasure a piece of fine jewelry is a reason why it should be insured. However, calling it “jewelry insurance” may be a stretch. You don’t need a separate policy to insure…
Pembroke Pines, FL, September 5th, 2020 – Rolfs Insurance Services retains its Best Practices status, once again becoming a part of an elite group of independent insurance agencies around the United States. This status comes by participating in the Independent Insurance Agents & Brokers of America (IIABA or the Big “I”) Best Practices Study group. The…
Boat and RV insurance just got better. There are exciting new product offerings for Florida boat and RV owners. RV: Expanded protection because roaming homes need steady coverage* Progressive’s Pest Damage Protection℠ — Provides coverage for damage to motor homes and non-stationary travel trailers caused by rats, mice, insects, birds, other non-domesticated animals, or other…
The 2020 Atlantic hurricane season has begun (June 1st to November 30th, 2020). Now is the time to create or update a disaster plan in preparation for severe storms and hurricanes. The following links include various resources from government agencies, our advice for protecting life and property, and additional insurance related advice for the hurricane…
Being a licensed insurance agent for more than 25 years has allowed me to participate and be a part of our region’s growth and development.
Kyle joined Rolfs Insurance Services as a producing agent, committed to the promise of protecting our client’s best interests with integrity and strength.
Over 12 years experience in the insurance industry. Joined Rolfs Insurance Services in 2014 as an Account Executive for the Personal Lines, promoted as Personal Lines Manager.
A technology enthusiast who has found his way into the insurance industry. It’s my pleasure to assist coworkers and clients in any way and as much as possible.
Insurance means different things to different people. Wikipedia (via multiple sources) once defined insurance as: The equitable transfer of the risk of a loss, from one entity to another in exchange for money. It is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. An insurer,…
One of the common covered perils under a property policy, such as homeowners insurance, is theft. A theft is evidenced by forcible signs of entry or exit from the location in which the loss occurred. This evidence can include things such as a broken window, a pried open door, or scratches or marks on a…
